"Real Estate Review", H.G. Christie Newsletter, December 2003

It’s that joyous time of year again, and from all of us at H.G. Christie, we wish you the very best of the holiday season!

This last year has been a most interesting time in The Bahamas. As we pause to reflect on the events of the past year, we also introduce several new features with this issue of Bahamas Real Estate Review for your information and enjoyment.

The latest indicators in the Bahamas market are discussed in "From John's Desk", where we strive to let you know about changes and shifts in the Bahamas real estate market as soon as we know them.

In the new "Premier Properties Feature", we will be giving you an in-depth look at the finest homes and estates in the Bahamas. This month we present one of the most luxurious estates in the Bahamas, "The Albany House".

We have also expanded "Appraisal Corner", in reflection of the impact that our appraisal department is enjoying in the Bahamas marketplace.

Because there is a lot more in this issue, we've revamped the format to make it easier to read. Below you will find shortcuts to all the articles. Here we bring you the latest information in various areas of our market in the hopes that your real estate purchasing and selling will be more informed, rewarding and satisfying.

We hope you enjoy the December issue of Bahamas Real Estate Review. From our families to you and yours, please have a very safe and happy holiday season.

	From John's Desk
	P1	Looking to 2004
		The shape of the Bahamas market and recommendations for dealing with the approaching upwards shift.

	Client Profile
	P2	Wallace Tutt - Designer to the Stars Comes Home to Harbour Island
		This world-renowned developer/designer/decorator credits Harbour Island to thank for some of his recent inspiration. Read about two of Tutt's properties in the Bahamas.

	Buyer's Page
	P3	Making Successful Counter Offers
		What do you do when the seller doesn't like your counter-offer? A primer for negotiators.

	Seller's Page
	P4	Picking Your Time to Sell
		Finding the best time to recover your investment, and how to plan an exit strategy...

	Premier Property
	P5	The Albany House - A Six Star Plantation in the Spirit of Old Nassau
		A tour of one of the Nassau's - and the Bahamas - finest properties...

	Lanelle Phillips-Cole
	P6	How to Buy Canal Properties As An Investment
		Some sound advice to capitalize on opportunities now available in the Grand Bahama market.

	Feature Listings
	P7	A sampling of listings and a cross-section of what's been selling in the HGChristie listings last month.


	Meet Our People
	P8	This month, we introduce David Côté, newest member of the Grand Bahama office.

	Island Profile
	P9	Exuma - Gentle Voices From The Past
		As Exuma begins to surge forward, we take a historical journey around the old plantations and settlements.

	Bahamas News Digest
	P10	Lead stories and items of interest from the last month.

	APPRAISAL CORNER
	P11	"What is Fair Market Value?"
		Fair market value. You hear the expression all the time. But what is it, and how is this number determined? Based on an article written by appraisal industry specialist Courtney Ronan, this explanation helps to clarify exactly what fair market value means, and how it can be determined.

	HGChristie News
	P12	Happenings around the regional offices, and HGChristie people in the news...